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Interest-only loans set you back less per because, instead of paying down the principal you have borrowed and the interest due on that principal, you only pay the interest month. This cost that is low you is just current throughout the very very first part of the mortgage, but. Throughout the 2nd part of the loan, your payment per month goes up significantly.
Interest-only loans aren't recommended for many people you to build up equity in your home, which is one of the main financial benefits of homeownership because they do not allow.