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Are Pay Day Loans Actually because Wicked as Individuals State?

With yearly rates of interest around 400 per cent, pay day loans are known as exploitative by experts. But the industry states those prices are necessary. And almost 90% of borrowers are happy clients. (picture: stallio)

Our latest Freakonomics broadcast episode is called “Are payday advances Really because Evil as individuals state?” (You can donate to the podcast at iTunes or somewhere else, obtain the rss, or pay attention through the news player above.)

Experts — including President Obama — say short-term, high-interest loans are predatory, trapping borrowers in a period of financial obligation.